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最新公共英语五级阅读完型基础练习题
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For the average person, one of the biggest risks is premature death. Therefore, the purchase of life insurance is the most cost-effective and the cheapest option. However, the insurance company's insurance varieties are more than this. Investment in insurance can be tax-free. However, as a kind of investment insurance also has the disadvantage that the scope of the insurance may require cost. Many companies are able to pay a premium of 1 / 4 for serious illness insurance, but the insurance industry is also more complicated and difficult to offer a variety of products.
61.The purpose of insurance is to___.
[A]give you money whenever you need
[B]protect you from financial risks
[C]save money
[D]outlive money
62.What does the underlined word“they”in Paragraph 2 refer to?
[A]Creative and competitive insurance products.
[B]Insurance companies.
[C]Other alternatives.
[D]Investments.
63.What advantage will there be if one buys life insurance instead of making other investments?
[A]He will have money for a retirement home.
[B]It will cost him nothing if he buys an life insurance.
[C]Profit he earns from insurance is tax—free.
[D]It is cheap to buy a life insurance.
64.What does MacDonald warn people when they intend to buy life insurance products?
[A]It is expensive to invest on life insurance products.
[B]Some insurance has some specific terms.
[C]Some insurance companies will Not provide satisfactory terms.
[D]People should not use insurance policies purely as an investment.
65.Which of the following statements is true about insurance products?
[A]People have NO choice when buying insurance products.
[B]There were SO many choices in insurance products in the past that people found it difficult to make a decision.
[C]There are no better and cheaper insurance products.
[D]It is better for people to have so many insurance products to choose.
短文赏析
对于一般人来说，最大的一种风险就是早逝。因此，购买人寿保险是最为划算也是最为廉价的一种选择。但是，保险公司的投保品种却不止这一种。投资于保险可以免税。但是，保险作为一种投资也有缺点，就是承保范围可能会需要费用成本。很多公司的大病保险可以立即支付1/4的保费，但保险业在提供多种产品的同时也使选择更加复杂化和困难。
答案及解析
61.B【解析】由文章第一段第一句“Insurance is supposed to provide protection against financial risks…”可知。
62.A【解析】划线单词所在句子句意为“事情的另一面是：保险公司已经开发了一些很有创造性的'，能与其他替代产品，诸如投资竞争的产品。它们能够满足任何一种全面投资计划的需求。”可见“它们”即指“creative and competitive insurance products”。
63.C【解析】由第三段最后一句“Life insurance is an...is not subject to taxes.in contrast to other personal investments.”可知。
64.D【解析】由第四段第一句“However，MacDonald and others warn aganist using insurance policies purely as an investment.”可知。
65.D【解析】由文章最后一段中的“The positive side of it is there are better products--they’re cheaper and more flexible.”可知。
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