提出建议的英文

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提出建议的英文

Recently, all the media has reported that the bank of China Harbin pine street branch river about fraud, the crime is one of the main causes of the enterprise and the bank reconciliation is not seasonable, thus to account the fact to strengthen mutual supervision argues, maintenance and settlement discipline, prevent the happening of the accident cases, plays a very important role.

But in actual work, to account the fact there are still some problems, caused part of the enterprise of account cannot implement, therefore, the author with icbc, businesses, such as in the part of the accounting front desk staff had a discussion and exchange, found to account the fact exists in the following problems:

1, part of the enterprise does not value, out of the bank's trust, very few and bank initiative to the bill. Especially a few large enterprise, manager of the little fact into his financial personnel work of evaluation. Then the individual enterprise and contracting enterprise, don't pay attention to the requirements of the bank for his work, especially without DaiHu, for their part, money in the bank is like in the safe.

2, part of the enterprise accounting personnel quality is low. Because part of the enterprise is a family business, the financial personnel are relatives, no financial knowledge, also be his consciousness, sometimes ask for the balance is finishs STH, put the end of his seal as Banks work, as has nothing to do with the "soft" task, and even some enterprise accounting personnel more as superfluous action, thus cause and bank reconciliation negative, can drag the drag.

3, shell enterprise, is also difficult to account. We have a small local branch company, because the tax authority request must be to the bank account, to handle the tax registration, the enterprise according to the requirement of the bank account open good, have never used account, and finally even leave mobile number is the space, such enterprise have a plenty of enterprise name in order to use the screen, do all in cash deal, so after opening an account became a shell of enterprise, to his more mentioned.

4, enterprise have signed off, but also in the account. Along with the market economy development, part of the enterprise in to close, stop, and axle, does not prea regulation to the bank for sell a door and related formalities, the bank account to find a unit.

5, enterprise accounts opened, do not use more than account. Because the Banks LanCun needs, part of the enterprise in the bank used after period of time, to do it to open an account, leave account balances hundreds of yuan even more than ten yuan, due to face relationship to sell a door is not, again not to deposit, reconciliation and can't find one.

6, enterprise accounting personnel's frequent change. Because part of the enterprise accounting personnel to adjust, handover not clear, forming a pool of accounting account, up and down as not cohesion, cause the current accountants don't cooperate with bank reconciliation.

7, in order to retain customers, give in to the customer, reconciliation has not in position. Bank LanCun difficult, be afraid influence customers, have difficult emotions, is mainly to the remote areas, remote unit, suffer from human, material and objective factors, the enterprise to account for phone right, there's no promptly to the bank reconciliation seal, causing bank reconciliation odd can be retrieved.

According to the actual work acroall sorts of problems, we think that it should be from the following several aspects implementation countermeasure:

1, to account for the last time has not happened busineup to a year, and can't notice account, especially can't find falling stop, or withdrawn, and other enterprises, the annual should be clean, write the specific reason, the specialist special clip custody, and prevent economic cases.

2, the use of network, the electronic of account. Electronic bank has not is now emerging things, especially me is pushing individual account short message service, should expand scope, soon will pair of public account into the telephone banking business, such as Beijing to paging icbc bank, a fact of account both confidentiality, and convenient to the enterprise.

3 the fact, strengthen cooperation and increase the fact of the propaganda of his work. As the bank should regularly carry out argues symposium, held in early best enterprise financial personnel symposium, on the one hand, the enterprise advice to listen to, on the one hand, to strengthen the propaganda of account.

4, perfect the financial and accounting system, ma-ki-ng detailed rules, improve the bank and enterprise to the attention of the account work. Because of his not distinguish fact in time of occurrence dispute the fact their respective obligations, in increasing of corporate responsibility at the same time also avoid the bank pulled a small bag, so as to further promote the enterprise initiative with a bank for the bill.

5, the door of account, to extend his card. To accounting foundation is weak and remote unit, should strengthen the contact, coaching training and, when necessary, should do well the work with busineleaders, should go out, please come in to account, the bank should take out some of the money, implement active provide of account, to his personnel to extend bank reconciliation card, both safe and convenient customer.

6, to account work of check, shall be determined according to specific situation on a bill, shall not only for reconciliation rate. To his rate is not the purpose of our work, we are working to prevent the happening of the case, we work to his just means, which requires us to specific conditions in the years visible stage to determine a flexible bill, do not respond to all enterprises regardleof reason for "pack" treatment for the large family and busineenterprise of frequent enterprise should intensify the account frequency, a ten-day a week or to, especially large payment to do instant of account. For indeed for staff irresponsible, especially for bank businefrequent enterprise, which leads to his work not timely, should prosecute those responsible. ?

In fact, the bank and the enterprise to his job is a long and often work, we should keep the development investigation and study, exchange work experience, research work measures, only such ability to his constantly in fact forward.

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